Insure Your Jewelry with Once, Protect What Matters Most

Affordable, Hassle-Free Insurance for Your Precious Jewelry

Get a Quote Now

Underwritten by

Arise Health logo

Tailored insurance coverage

Jewelry insurance from Once Insurance provides comprehensive protection for a wide range of risks, ensuring that your valuable items are safeguarded against unforeseen events. Here are the main types of coverage included:

Theft Protection

Protects your jewelry against theft, whether at home, in your car, or while traveling. This includes coverage for burglary, robbery, and theft from unattended locations, ensuring your valuables are safeguarded no matter where you are.

Loss Coverage

Provides insurance against accidental loss of your jewelry. This covers scenarios such as misplacing your items, accidental drops, or losing jewelry during transit, giving you peace of mind in any situation.

Damage Protection

Offers comprehensive coverage for accidental damage to your jewelry. This protection includes scratches, chips, cracks, and breakage. Additionally, it covers damage from accidents like dropping your jewelry or exposure to harsh elements.

Mysterious Disappearance

Ensures compensation for jewelry that goes missing under unexplained circumstances. If your jewelry disappears without a known cause, this coverage provides reassurance in uncertain situations.

Worldwide Coverage

Extends global protection for your jewelry. Whether you're traveling for business or leisure, your jewelry is covered against theft, loss, and damage worldwide, ensuring comprehensive protection wherever you go.

Newly Acquired Jewelry

Automatically insures newly purchased jewelry for up to 30 days from the date of purchase. Report these items to Once Insurance within this period to ensure continuous coverage and protect your latest acquisitions.

Natural Disasters

Offers protection against damage caused by natural disasters. This includes coverage for jewelry damaged in events such as floods, earthquakes, hurricanes, and other natural calamities, ensuring your valuables are protected against the unexpected.

Custom and Antique Jewelry

Specially tailored coverage for custom-made and antique jewelry. This protection ensures that unique and high-value items are safeguarded, providing for specialized repair or replacement if needed.

Appraisal Coverage

Comprehensive insurance that covers the full appraised value of your jewelry. This guarantees that you receive compensation based on the latest appraised value, which is especially important for items that appreciate in value over time.

Wear and Tear

Normal wear and tear or gradual deterioration over time.

Intentional Damage

Damage caused intentionally by the policyholder.

War and Nuclear Events

Losses or damages resulting from war, nuclear incidents, or similar events.

Fraud

Any claims that are found to be fraudulent or based on dishonest information.

Data Breach Response and Notification

Covers the costs associated with responding to a data breach, including forensic investigations, notification of affected individuals, and credit monitoring services.

Coverage up to $1,000,000

Cyber Extortion

Protects against losses resulting from extortion threats, including ransomware attacks, and covers payments made to mitigate the threat.

Coverage up to $1,000,000

Data Loss and Restoration Coverage

Helps businesses recover lost or corrupted data due to a cyber incident.



Coverage up to $1,000,000

Network Security Liability Coverage

Protects businesses against claims alleging that their network security measures failed to prevent a cyber incident.

Coverage up to $1,000,000

Business Interruption Coverage

Helps businesses cover the financial losses incurred as a result of a cyber incident that disrupts normal
business operations.

Coverage up to $1,000,000

Damage to Rented Premises Coverage

Protects businesses against claims alleging violations of privacy laws or regulations resulting from a data breach or unauthorized access to sensitive information.

Coverage up to $1,000,000

Medical Expenses

Coverage pays for medical treatment related to a work-related injury or illness, including doctor visits, hospital stays, surgeries, medications, and rehabilitation services.

Coverage up to $1,000,000

Lost Wages

Provides partial replacement of lost wages if an employee is unable to work due to a work-related injury or illness.

Coverage up to $1,000,000

Permanent Disability Benefits

Provides ongoing benefits to compensate for the loss of earning capacity due to permanent disability from work-related injury or illness.

Coverage up to $1,000,000

Vocational Rehabilitation

Coverage for vocational rehabilitation services to help injured employees return to work or retrain for alternative employment if they are unable to perform their previous job duties.

Coverage up to $1,000,000

Death Benefits

Provides death benefits to the worker's dependents to help replace lost income and cover funeral expenses when a worker dies as a result of a work-related injury or illness.

Coverage up to $1,000,000

Occupational Disease Coverage

Coverage extends to illnesses or diseases that result from workplace exposure to hazardous substances or conditions over time.

Coverage up to $1,000,000

Have a claim?

Here’s what you need to report your claim.

Submit

Provide necessary documentation and details regarding your claim.

Process

Our expert team swiftly evaluates your claim, ensuring accuracy and efficiency.

Receive

Once approved, expect prompt reimbursement directly into your designated account.

Frequently asked questions

Got questions? Find answers here!

What types of jewelry are covered?
We cover a wide range of jewelry including rings, necklaces, bracelets, earrings, watches, and more. Our policy extends to fine jewelry, costume jewelry, and heirloom pieces. Each item is evaluated to ensure comprehensive protection based on its value and uniqueness.
Is my jewelry covered while traveling?
Yes, our policies include worldwide coverage, ensuring your jewelry is protected no matter where you are. This includes travel for leisure, business, or relocation. If your jewelry is lost, stolen, or damaged while you are away from home, you can file a claim just as you would if you were at home.
Can I customize my coverage?
Absolutely. Once Insurance offers flexible coverage options that can be tailored to meet your specific needs. You can choose the amount of coverage for each item, add specific protections, and even select your deductible amount. Our goal is to provide a policy that fits your unique requirements.
How do I file a claim?
Filing a claim with Once Insurance is simple and hassle-free. You can file a claim online through our secure portal at any time, day or night. Alternatively, you can contact our dedicated claims support team for assistance. We require details about the incident, proof of ownership, and any relevant documentation to process your claim swiftly.